1. Acceptance of Terms
These Terms & Conditions ("Terms") govern your access to and use of the Apex Navigator website and the business education, training, consulting, and related support services offered by Apex Navigator ("Apex Navigator," "we," "us," or "our") (collectively, the "Services").
By accessing our website, submitting a form, purchasing, or using any of the Services, you agree to these Terms. If you do not agree, please do not use the website or Services. You must be at least 18 years old to use the Services. We may update these Terms from time to time, and the "Last updated" date above will reflect the most recent version. Continued use of the Services after changes are posted means you accept the updated Terms.
2. Privacy Policy
Your use of the Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information, including information related to SMS communications. The Privacy Policy is incorporated into these Terms by reference.
3. Products and Services
Apex Navigator provides business education, training, consulting, and related support services. These may include live or recorded trainings, webinars, one-on-one or group consulting sessions, educational materials, and service-related support.
The specific scope, deliverables, schedule, and price of any program or engagement will be described at the time of purchase or in a separate written agreement. If a separate agreement conflicts with these Terms, the separate agreement controls for that engagement. We may modify, update, or discontinue any part of the Services at any time. Our Services are educational and advisory in nature and do not constitute legal, tax, accounting, or financial advice; you should consult qualified professionals for those matters.
4. Payment Terms
- Prices, payment schedules, and any applicable taxes will be presented to you before you complete a purchase.
- Payments are processed by third-party payment processors. By providing payment information, you represent that you are authorized to use the payment method and authorize us to charge it for the amounts you agree to.
- If you enroll in a recurring or installment plan, you authorize recurring charges according to the plan terms shown at checkout until the plan is completed or cancelled as permitted by those terms.
- Refund and cancellation terms, if any, will be stated at the time of purchase or in your service agreement. Except as stated there or as required by law, payments are non-refundable.
- We may suspend access to the Services for amounts that are past due.
5. SMS / Mobile Messaging
By providing your mobile phone number and separately opting in to SMS communications, you agree to receive recurring text messages from Apex Navigator. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out or HELP for assistance. Consent to receive SMS messages is not a condition of purchase.
We offer two separate, optional SMS programs:
- Transactional messages: appointment confirmations, scheduled call reminders, webinar or training reminders, access links, and service-related updates.
- Promotional messages: event invitations, training announcements, service updates, promotional offers, and related follow-up communications.
You may opt in to either, both, or neither. You can cancel at any time by replying STOP; you will receive one confirmation message and no further messages unless you opt in again. Reply HELP for assistance or contact us using the information below. Carriers are not liable for delayed or undelivered messages. You agree to notify us if you change or cancel your mobile number. Your mobile information is handled as described in our Privacy Policy and is not shared with third parties or affiliates for marketing or promotional purposes.
6. Electronic Communications
By using the Services or contacting us, you consent to receive communications from us electronically, including by email and through our website. You agree that agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that such communications be in writing. You may opt out of promotional emails at any time using the unsubscribe link in the email; we may still send you transactional or service-related messages. Text messages are sent only if you have separately opted in as described in Section 5.
7. Intellectual Property
All content provided through the website and Services, including training materials, videos, recordings, worksheets, templates, text, graphics, logos, and the Apex Navigator name, is owned by Apex Navigator or its licensors and is protected by intellectual property laws.
We grant you a limited, personal, non-exclusive, non-transferable license to access and use purchased materials for your own internal business education. You may not copy, reproduce, resell, distribute, publicly share, record, or create derivative works from our materials, or share your access credentials, without our prior written permission.
8. No Earnings Guarantee
Apex Navigator does not guarantee income, business results, sales results, or financial outcomes of any kind.
Our Services are educational and consultative. Any examples, case studies, or discussions of strategies are for illustration only and are not promises or predictions of what you will achieve. Results depend on many factors outside our control, including your own effort, skills, decisions, capital, market conditions, third-party platforms, and economic circumstances. Starting or operating any business involves risk, including the possible loss of money invested. You are solely responsible for your business decisions and their results.
9. Third-Party Services
The Services may reference, integrate with, or link to third-party websites, platforms, tools, or vendors (for example, payment processors, scheduling tools, video conferencing, online marketplaces, or suppliers). We do not control and are not responsible for third-party services, their content, their policies, or any changes they make. Your use of third-party services is governed by their own terms, and any dealings between you and a third party are solely between you and that third party.
10. Disclaimer of Warranties
To the fullest extent permitted by law, the website and Services are provided "as is" and "as available," without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement. We do not warrant that the Services will be uninterrupted, error-free, or secure, or that any information provided will be complete, accurate, or current, or that it will produce any particular result.
11. Limitation of Liability
To the fullest extent permitted by law, Apex Navigator and its owners, employees, contractors, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, or business opportunities, arising out of or related to your use of the website or Services, even if advised of the possibility of such damages.
To the fullest extent permitted by law, our total liability for any claim arising out of or related to these Terms or the Services will not exceed the amount you paid to Apex Navigator for the specific Services giving rise to the claim during the twelve (12) months before the claim arose. Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
12. Dispute Resolution
Informal resolution. If you have a concern or dispute, please contact us first using the information below. We will try in good faith to resolve it informally within thirty (30) days.
Arbitration. If a dispute cannot be resolved informally, you and Apex Navigator agree that it will be resolved by binding arbitration on an individual basis, rather than in court, except that either party may bring an individual claim in small claims court if it qualifies, and either party may seek injunctive relief to protect intellectual property rights.
No class actions. To the extent permitted by law, disputes will be handled only on an individual basis and not as a plaintiff or class member in any purported class, collective, or representative proceeding.
If any part of this section is found unenforceable, the remainder will continue to apply.
13. Termination
You may stop using the Services at any time, subject to any payment obligations and cancellation terms in your purchase or service agreement. We may suspend or terminate your access to the website or Services at any time if you violate these Terms, fail to pay amounts owed, misuse our materials, or engage in conduct that is abusive, unlawful, or harmful to others. Sections that by their nature should survive termination, including Intellectual Property, No Earnings Guarantee, Disclaimer of Warranties, Limitation of Liability, and Dispute Resolution, will survive.
14. Contact Information
If you have questions about these Terms, please contact us:
Apex Navigator
Email: admin@apexnavigator.com
Contact form: apexnavigator.com/contact
For SMS help, reply HELP to any message. To stop SMS messages, reply STOP.